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Lessons · Markets · Beginner

Bull and bear markets

Bull and bear describe rising vs falling regimes. They are useful labels — not precise laws of physics.

7 min read

What you will learn

  • Define bull/bear in practical terms
  • Recognize how leadership and correlations change by regime
  • Avoid using labels as a complete trading system

Key terms

Bull market
A sustained period of rising prices and generally constructive risk appetite.
Bear market
A sustained period of falling prices; media often cites ~20% drawdowns as a threshold.
Drawdown
Decline from a prior peak to a trough — a measure of pain along the path.

1. Labels and thresholds

Convention helps communication: many commentators call a ~20% drop from highs a bear market. That threshold is useful shorthand, not a guarantee that the next day must keep falling.

2. What tends to change

In risk-on phases, growth and cyclicals often lead. In risk-off phases, defensives, cash, and balance-sheet quality matter more. Correlations can spike when fear rises — diversification helps less in the worst minutes.

  • Volatility usually expands in bears and compresses in quiet bulls.
  • Policy and liquidity (rates, credit) often shape the regime.
  • Narrative leadership rotates: AI one year, energy another.

3. Using regimes without overconfidenceing

Ask what the regime implies for your horizon and risk budget. A long-term investor may stay allocated through noise; a shorter-horizon trader may cut size when volatility explodes.

Same stock, different regime

A cyclical manufacturer can look “cheap” on earnings in a boom and still fall further in a recession if profits are about to collapse. Regime context changes what “cheap” means.

Common mistakes

  • Calling every 5% dip a bear market
  • Assuming a label tells you the exact bottom or top
  • Raising risk right after a rebound without checking volatility and leverage

Try this on StockWatch

  • Compare index heat and movers on the home desk
  • Read high-impact headlines for regime clues
  • Review Upcoming macro dates that can flip risk appetite

Educational only — not investment advice. Markets involve risk of loss.